Friday, August 14, 2009

Tips From The Experts

FOR IMMEDIATE RELEASE

Contact:
Sharla Sossamon
Broker
EXIT Realty Keystone
225.293.0001
sharlas@live.com

Tips From The Experts

Is Now The Right Time For You To Buy?

Baton Rouge, LA (Grassroots Newswire) August 14, 2009 -- Five Home Buying Questions To Ask Yourself:


1. Do you want to own a home? There is no reason to buy just because everyone else says you should. Home ownership can be expensive, can tie up your money and can be filled with upkeep headaches.

2. Do you love the home? Make sure you will be happy in your home for a long time. There is no reason to work hard to pay a mortgage on a home you do not enjoy.

3. Do not buy until you have at least 10%. However, 20% is often a much better idea. You will get the best fixed mortgage rates available and have no PMI (private mortgage insurance).

4. Buy a home that you can afford. Just because a lender will give you a mortgage does not mean you can afford the home! Make sure there is extra money for utilities, bills and unforeseen events (job loss, health and medical bills, clothing, school, etc...). You will not enjoy or last in a home if you take on additional debt just to pay your mortgage.

5. Pay off debt, improve credit score, obtain best mortgage. The cost of your money (your mortgage) can be as important as the price you pay. Take a little extra time to improve your health to obtain cheapest mortgage.

If you are planning on buying a home in the Greater Baton Rouge or surrounding areas, call EXIT Realty Keystone for a true home buying experience! You can also visit us at goexitrealty.com.

For more information about EXIT Realty Keystone, please call 225.293.0001. EXIT Realty Keystone is located at 5841 S Sherwood Forest Blvd Baton Rouge LA 70816.

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